Our Company

Payment Risk Consultants is an independent security consultancy that provides a pragmatic and risk based approach to payments processing compliance.
With many years of information security experience in the payments industry, gained from both the Card Schemes and as QSA, we are well placed to provide real-world and practical advice to our clients.

Our consultants have extensive practical experience working with PCI DSS, PCI P2PE, PCI PIN and PA-DSS. We are also approved by Visa Inc. to perform reviews under their risk management programs covering Chargeback Monitoring, Fraud Monitoring, VISA GARS, and Global Brand Protection Programme.

Our Services

Our team delivers bespoke consultancy to our clients worldwide based on their risk appetite and provides guidance on how best to manage their portfolio based on current card scheme regulations and also industry best practices.

PCI Consultancy

Payment Processes and Procedures

Brand Risk Reviews

Our Work

We have made the decision not to become a QSA company, since this allows us to maintain our impartiality and to provide cost-effective advice without the associated overheads. It also allows us to act as the interface between our clients and their chosen QSA company, an approach which greatly streamlines the compliance process for both parties. Our services are tailored to meet the requirements of each client, ranging from the provision of ad-hoc consultancy to a fully resourced partnership program and include:

• Gap analysis
• Scope review/reduction
• Solution recommendations/design
• Risk management
• Tailored security policies
• Liaison with QSA companies
• Assessment preparation and support

In addition, we have excellent working relationships with a number of QSA companies and provide our clients with expert advice in choosing the correct QSA for their business needs.

Meet Our Lead Consultants

With over 30 years combined experience of the cards and payments business, at both acquirer and card scheme levels, we have a deep insight into our clients needs, from both a commercial and regulatory perspective. We can provide insight into the current market trends and risks that are relevant to Member banks, Payment Institutions, Payment Facilitators and merchants, to provide pragmatic and targeted guidance ensuring that your business is managing its risk in line with your risk appetite, whilst maintaining compliance with card scheme regulations and continuing to drive business growth.

  • Andrew Mulvenna

  • Director

  • Stuart Nash

  • Lead Consultant

Our Services Include:

• PCI DSS Gap Analysis and Design
• PCI P2PE Gap Analysis and Design
• PCI PIN Gap Analysis and Design
• PCI PA DSS Gap Analysis and Design

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